Question 1

A 66-year-old woman is exploited financially by a bogus company purporting to replace the siding on her home.According to the text,the actions by this company may best be characterized as:
A)a misdemeanor
B)elder abuse
C)embezzlement
D)corporate crime

Accepted Answer

The scenario describes exploitation of a vulnerable senior citizen, which falls under the category of elder abuse. The intention is financial gain through fraudulent means, which distinguishes it from a mere misdemeanor. Embezzlement refers specifically to theft by a person entrusted with finances, which may not apply to the situation as described. Corporate crime generally involves wrongdoing by a larger organization, rather than the actions of a single bogus company.

Question 2

According to the National Center on Elder Abuse,as many as______________older people in the United States are the victims of physical or mental abuse each year.
A)1.6 million
B)3.5 million
C)7.3 million
D)9.7 million

Accepted Answer

According to the National Center on Elder Abuse, as many as 1.6 million older people in the United States are the victims of physical or mental abuse each year.

Question 3

The primary reason for the lower income status of many older African Americans can be traced to all the following factors EXCEPT:
A)patterns of limited employment opportunities
B)concentration in secondary-sector jobs
C)concentration in jobs that have few benefits and not covered by Social Security prior to the 1950s
D)concentration in primary-sector jobs

Accepted Answer

Concentration in primary-sector jobs (i.e. jobs that are typically skilled and require significant education and training) is not a factor that contributed to the lower income status of many older African Americans. In fact, concentration in primary-sector jobs is typically associated with higher earning potential and greater job security. The other factors listed - patterns of limited employment opportunities, concentration in secondary-sector jobs, and concentration in jobs that have few benefits and were not covered by Social Security prior to the 1950s - are all factors that have contributed to the lower income status of many older African Americans.

Question 4

Some studies have found that about______________percent of all older Native Americans live in poverty.
A)20
B)30
C)40
D)50

Accepted Answer

The answer of Some studies have found that about______________percent of...

Question 5

Although African Americans constitute only about 9 percent of the population age 65 and over,they account for______________of the low-income older population.
A)13 percent
B)18 percent
C)27 percent
D)37 percent

Accepted Answer

African Americans make up 27 percent of the low-income older population, which is a disproportionate amount compared to their overall percentage in the 65 and over population.

Question 6

One of the benefits of the Affordable Care Law,known as Obamacare,is that the elderly have better access to
A)cancer treatment
B)preventative services
C)designer prescription drugs
D)a personal physician

Accepted Answer

The Affordable Care Act mandates that most health insurance plans cover certain preventive services without charging a copayment or coinsurance. This includes services such as annual wellness visits, flu shots, and screenings for cancer, diabetes, and other conditions. This is especially beneficial for the elderly, who are more likely to need these services to maintain their health and prevent future health problems. While the ACA did also make changes to Medicare, including closing the prescription drug donut hole, it did not specifically focus on designer prescription drugs or personal physicians.

Question 7

There are differences in age,gender,and inequality.According to your text:
A)there are several cultural factors that have led women over the age of 70 to be at greater risk for poverty
B)women have a lower risk of poverty in their later years
C)women tend to marry men who are younger than themselves
D)race/ethnicity is more directly related to poverty in older persons than was gender

Accepted Answer

The text specifically mentions that there are cultural factors, such as the gender pay gap and caregiving responsibilities, that have led women over the age of 70 to be at greater risk for poverty.

Question 8

Medicare is a nationwide health care program for persons age 65 and older who are covered by Social Security or:
A)who are widowed
B)under 65 but unemployed
C)women and children that fall under the poverty line
D)who are eligible to "buy into" the program by paying a monthly premium

Accepted Answer

Medicare is available to those under 65 who are eligible to "buy into" the program by paying a monthly premium, such as individuals with certain disabilities or conditions.

Question 9

Poverty rates are elevated for Latino elderly groups in the United States.Even though this population only makes up six percent of the population,they account for______________percent of older Americans in poverty.
A)25
B)65
C)7
D)10

Accepted Answer

The correct answer is A because the passage states that Latino elderly groups account for 25 percent of older Americans in poverty.

Question 10

______________ are certain benefit payments paid by the government,which include Social Security,Supplemental Social Income (SSI),Medicare,Medicaid,and civil service pensions,which are the primary source of income for many persons over age 65.
A)Transfer payments
B)Entitlements
C)Government handouts
D)Deficit programs

Accepted Answer

Entitlements are government programs that provide financial benefits to individuals, such as Social Security and Medicare, which are crucial for many people over 65.

Question 11

Rural elders,as compared with older urban residents,typically have:
A)higher incomes
B)a higher rate of poverty
C)more years of schooling
D)better overall health

Accepted Answer

Rural elders have a higher rate of poverty compared to older urban residents due to limited job opportunities and lower wages in rural areas. Additionally, rural elders may have higher healthcare costs due to limited access to medical facilities and transportation.

Question 12

Research findings regarding the mental health of older Native Americans indicate:
A)low rates of depression
B)high rates of alcoholism and other drug abuse
C)average suicide rates
D)high rates of chronic diseases

Accepted Answer

Research indicates that older Native Americans experience high rates of alcoholism and other drug abuse, which is a significant mental health concern in this population.

Question 13

According to the text,the reason that many Asian Americans,particularly Chinese American elders,do not exploit physical and mental health services that are available to them is/are:
A)traditional healing practices
B)their ethnic background prevents them from taking advantage of them
C)they have their own mutual aid and benevolent societies
D)all of the above are reasons that many Asians do not exploit available health services

Accepted Answer

The text mentions that the reason many Asian Americans, particularly Chinese American elders, do not access physical and mental health services is due to traditional healing practices, cultural beliefs that may prevent them from taking advantage of modern healthcare, and the existence of their own mutual aid and benevolent societies. Therefore, all three options presented in the answer choices are accurate reasons why many Asian Americans do not exploit available health services.

Question 14

In regard to age,race/ethnicity,and poverty,the text notes that in 2010:
A)a higher percentage of Latino/as reported poverty-level incomes than did African Americans or whites
B)a higher percentage of whites (non-Latino/as)reported poverty-level incomes than did African Americans
C)a higher percentage of whites (non-Latino/as)reported poverty-level incomes than did Latino/as
D)a higher percentage of African Americans reported poverty-level incomes than did whites (non-Latino/as)or Latino/as

Accepted Answer

The answer of In regard to age,race/ethnicity,and poverty,the text notes...

Question 15

Elder abuse includes all of the following types EXCEPT:
A)psychological abuse
B)financial abuse
C)psychic abuse
D)physical abuse

Accepted Answer

Psychic abuse is not a recognized type of elder abuse. The correct types of elder abuse are psychological, financial, and physical abuse.

Question 16

Social Security payments amount to an average of______________per year.
A)$5,142
B)$15,144
C)$22,356
D)$45,785

Accepted Answer

The average Social Security payment is approximately $15,144 per year, based on monthly benefits around $1,262.

Question 17

According to your text,poverty among older African Americans may be attributed to:
A)lack of support from children and grandchildren
B)a lack of earning power brought about by segregated schools and overt patterns of job discrimination in their early years
C)cuts in government assistance programs
D)spending patterns in young- and middle-adulthood

Accepted Answer

The text states that poverty among older African Americans may be attributed to "a lack of earning power brought about by segregated schools and overt patterns of job discrimination in their early years."

Question 18

______________ of all people over age 65 in the United States draw Social Security benefits.
A)Seventy-five percent
B)Eighty percent
C)Eighty-five percent
D)Ninety percent

Accepted Answer

The answer of ______________ of all people over age 65...

Question 19

High rates of poverty among older Latino/as are associated with:
A)poor health conditions
B)lack of regular care by a physician
C)fewer trips to the hospital for medical treatment
D)all of the above

Accepted Answer

High rates of poverty among older Latino/as are associated with poor health conditions due to lack of resources to access proper nutrition, health care services, and medication. The lack of regular care by a physician can also lead to undiagnosed or untreated health issues. Additionally, due to financial barriers, older Latinos/as may avoid trips to the hospital, which can further exacerbate their health conditions. Therefore, all of the above are true.

Question 20

Among older persons,a wider range of assets and income is seen than in other age categories.On the other hand,almost______________percent of all people over 65 live in poverty.
A)5
B)9
C)15
D)20

Accepted Answer

The answer of Among older persons,a wider range of assets...

Quiz 12: Aging and Inequality Based on Age

A 66-year-old woman is exploited financially by a bogus company purporting to replace the siding on her home.According to the text,the actions by this company may best be characterized as:

According to the National Center on Elder Abuse,as many as______________older people in the United States are the victims of physical or mental abuse each year.

The primary reason for the lower income status of many older African Americans can be traced to all the following factors EXCEPT:

Some studies have found that about______________percent of all older Native Americans live in poverty.

Although African Americans constitute only about 9 percent of the population age 65 and over,they account for______________of the low-income older population.

One of the benefits of the Affordable Care Law,known as Obamacare,is that the elderly have better access to

There are differences in age,gender,and inequality.According to your text:

Medicare is a nationwide health care program for persons age 65 and older who are covered by Social Security or:

Poverty rates are elevated for Latino elderly groups in the United States.Even though this population only makes up six percent of the population,they account for______________percent of older Americans in poverty.

______________ are certain benefit payments paid by the government,which include Social Security,Supplemental Social Income (SSI) ,Medicare,Medicaid,and civil service pensions,which are the primary source of income for many persons over age 65.

Rural elders,as compared with older urban residents,typically have:

Research findings regarding the mental health of older Native Americans indicate:

According to the text,the reason that many Asian Americans,particularly Chinese American elders,do not exploit physical and mental health services that are available to them is/are:

In regard to age,race/ethnicity,and poverty,the text notes that in 2010:

Elder abuse includes all of the following types EXCEPT:

Social Security payments amount to an average of______________per year.

According to your text,poverty among older African Americans may be attributed to:

______________ of all people over age 65 in the United States draw Social Security benefits.

High rates of poverty among older Latino/as are associated with:

Among older persons,a wider range of assets and income is seen than in other age categories.On the other hand,almost______________percent of all people over 65 live in poverty.