A type of insurance that provides that employees may recover damages for work-related injuries and illnesses without having to prove negligence on the part of the employer is known as:
A) workers' compensation.
B) provident fund.
C) stipend.
D) gratuity.

Question

Quizplus · Accepted Answer

Workers' compensation is the type of insurance that provides benefits and compensation to employees who suffer from work-related injuries or illnesses. The purpose of this insurance is to provide financial support to employees and their families without having to prove the employer's negligence. The employees are entitled to receive benefits for medical expenses, lost wages, and permanent disability. Provident fund, stipend, and gratuity are types of employee benefits provided by employers in addition to the salary.

A Type of Insurance That Provides That Employees May Recover