According to state and federal laws,which of the following actions is NOT required of employers who check background information on applicants?
A) disclosing to the applicant that a credit report will be requested
B) certifying to the reporting agency of the employer's legal compliance
C) providing copies of reports to the applicant if adverse action is considered
D) providing a detailed rationale explaining the reason for any adverse action
E) providing an applicant with notice that an adverse action will occur

Question

Quizplus · Accepted Answer

While disclosing that a credit report will be requested (A), certifying legal compliance (B), providing copies of reports if adverse action is considered (C), and providing notice of adverse action (E) are all required by law, there is no requirement for employers to provide a detailed rationale explaining the reason for any adverse action taken. However, providing a reason can help an applicant understand and address any potential issues in their background that may have led to the adverse action.

According to State and Federal Laws,which of the Following Actions