Which of the Following Statements About Companies That Provide Proactive

Which of the following statements about companies that provide proactive protection of your information assets is not correct?

A) These companies allow their customers to lock their credit files.
B) These companies ensure that new lines of credit cannot be opened unless their clients unlock their credit files.
C) These companies operate independently of the three major credit reporting agencies.
D) When customers sign up with these companies, merchants and banks must obtain their verbal or written permission before opening new lines of credit in their names.
E) These companies will proactively monitor their clients' credit files at the three credit reporting agencies.