Question 1

Your father is nearing retirement and seems to be dreading it. His coworkers have told him that he will hate being retired. What can you tell him to reassure him, based on the evidence given in this chapter?

Accepted Answer

The answer of Your father is nearing retirement and seems...

Question 2

Marjorie and Cyril, who are retired, decided they had had enough of Midwest winters and have just moved to Florida. Given what you know about domestic migrations and the patterns of moves of retired adults in the U.S., how old would you guess Marjorie and Cyril are?

Accepted Answer

According to the patterns of domestic migration and retired adults in the U.S., it is common for retirees to move from colder regions to warmer regions, such as Florida. The average retirement age in the U.S. is around 65 years old, which makes choice D the best answer. Choices A, B, and C are not likely because 45, 47, and 59 are generally not considered retirement ages in the U.S.

Question 3

The strongest predictor of the timing of retirement is _______.

Accepted Answer

Financial factors are the strongest predictor of the timing of retirement as they determine when an individual can afford to retire.

Question 4

Compare and contrast the effects of divorce and the effect of job loss on adult functioning.

Accepted Answer

The answer of Compare and contrast the effects of divorce...

Question 5

One nontraditional exit from the labor force is to retire and take a bridge job. Of the following selections, choose the one most suited as a bridge job.

Accepted Answer

A bridge job is typically a part-time or temporary job taken by retirees to supplement their income, stay active, or try out a new career. Of the options listed, only Jorge's part-time security guard position at Walmart fits this definition. Martha's volunteer work, Duane's new career, and Bertha's gardening are not considered bridge jobs.

Question 6

Briefly describe three factors that influence a young person's choice of a career or job.

Accepted Answer

The answer of Briefly describe three factors that influence a...

Question 7

In individual decisions about when to retire, the availability of pension benefits and health often exert opposite influences. Explain this.

Accepted Answer

The answer of In individual decisions about when to retire,...

Question 8

Wanda and Ian are retired people, who enjoy the warm winters of the south and southwest but don't want to make a complete break from home; so, for the last ten years they have made seasonal migrations from Trenton, NJ to Fort Meyers, FL. Many natives of the Sunbelt affectionately term retires like Wanda and Ian as _____________.

Accepted Answer

The term "Snowbirds" is commonly used to refer to retirees who migrate seasonally to warmer regions during the winter months, like Wanda and Ian do. Options A, B, and D are not commonly used terms for this demographic.

Question 9

Compared to 20 years ago, the elderly in the United States are economically _______.

Accepted Answer

The elderly in the United States are better off today economically compared to 20 years ago. This is due to factors such as Social Security benefits increasing and the introduction of Medicare Part D, which has helped to reduce out-of-pocket expenses for prescription drugs.

Question 10

Analyze the following statement: "The apparent increase in job satisfaction with age, evident in cross-sectional studies, is really only a cohort difference in disguise." Can you support or refute this statement? What relevant data can you muster?

Accepted Answer

The answer of Analyze the following statement: "The apparent increase...

Question 11

Women are _____ times as likely as men to have no retirement income except social security.

Accepted Answer

Women are twice as likely as men to have no retirement income except social security.

Question 12

Holland proposed six basic personality types with corresponding work environments. Briefly list these personality types and include examples of corresponding occupational types.

Accepted Answer

The answer of Holland proposed six basic personality types with...

Question 13

Which group of older adults has the highest rate of poverty in the United States?

Accepted Answer

African-American women have the highest rate of poverty among older adults in the United States. According to the U.S. Census Bureau, in 2018, the poverty rate for African-American women aged 65 or older was 20.5%, compared to 16.4% for African-American men, 9.4% for white women, and 6.2% for white men.

Question 14

Your text advises three strategies for coping with conflict and strain; list and describe these suggestions.

Accepted Answer

The answer of Your text advises three strategies for coping...

Question 15

What single change in the last several decades has had the largest positive effect on the average income of current elderly persons in the United States?

Accepted Answer

Social Security benefits have significantly increased over the decades, providing a substantial source of income for the elderly, which has had a large positive effect on their average income.

Question 16

Why would work satisfaction rise with age? Make sure to include relevant research.

Accepted Answer

The answer of Why would work satisfaction rise with age?...

Question 17

Current research suggests that in two-job families, women continue to be responsible for and perform most of the housework and childcare jobs. Why do you think that is the case? Give as many possible explanations as you can, drawing on both theory and research where possible.

Accepted Answer

The answer of Current research suggests that in two-job families,...

Question 18

List and describe the key features that influence retirement decisions.

Accepted Answer

The answer of List and describe the key features that...

Question 19

For the average American retiring today, the largest single source of retirement income is from _______.

Accepted Answer

Social Security provides the largest source of retirement income for the average American, as it is a government-administered program that provides benefits to workers and their families in the form of retirement, disability, and survivor benefits. Pension benefits through a job and private savings may also contribute to retirement income, but they are not typically as substantial or universal as Social Security benefits. Supplemental Security Income is a needs-based program that provides financial assistance to low-income individuals and is not specifically intended as a retirement income source.

Question 20

When Esther and Harold retired 10 years ago, they moved down to Arizona, away from their children. In Longino's labeling system, their current move would be called a(an) _______.

Accepted Answer

An amenity move refers to relocating to a place with desirable features or climate, such as moving to Arizona for its warm weather, which is common among retirees.

Quiz 7: Work and Retirement