Question 1

Common recommendations for U.S.companies with facilities in countries vulnerable to terrorism include all the following EXCEPT
A) make protection payments to people with influence in the local underworld.
B) use physical barriers such as concrete barricades in front of its buildings.
C) use metal detectors on all packages, briefcases, and other items brought into the building..
D) use electronic security devices in offices.

Accepted Answer

Making protection payments to people with influence in the local underworld is illegal and unethical. It is not a recommended practice for American companies operating in countries vulnerable to terrorism. The other options, including using physical barriers, metal detectors, and electronic security devices, are commonly recommended for enhancing security measures.

Question 2

Which of the following jobs/occupations could a person over 16 and under 18 legally perform according to the FLSA?
A) driving a shuttle between a parking lot at the state fairgrounds to the fairgrounds entrance.
B) killing turkeys at an organic farm
C) counter staff in a donut store in a high-crime neighborhood
D) working as a roofer on one-story residences.

Accepted Answer

Under the Fair Labor Standards Act (FLSA), individuals over 16 and under 18 can work in non-hazardous jobs. Driving a shuttle (A) and working as a roofer (D) are considered hazardous occupations and are therefore restricted for this age group. Killing turkeys (B) could also be considered hazardous due to the use of machinery or exposure to potentially dangerous conditions. However, working as counter staff in a donut store (C), even in a high-crime neighborhood, is not classified as hazardous work by the FLSA, making it a permissible job for individuals in this age group.

Question 3

____ was passed to "assure as far as possible every working man or woman in the Nation safe and healthful working conditions and to preserve our human resources."
A) Worker's compensation legislation
B) The Occupational Safety and Health Act
C) The Fair Labor Standards Act
D) The Americans with Disabilities Act

Accepted Answer

The Occupational Safety and Health Act (OSHA) was passed in order to ensure safe and healthy working conditions for employees and to protect human resources. A provided compensation for workers who were injured on the job, C established minimum wage and overtime pay standards, and D prohibited discrimination on the basis of disability. While these laws also promote workplace safety and employee rights, they do not focus specifically on ensuring safe and healthful working conditions like OSHA.

Question 4

All of the following are actions undertaken by employers to reduce the potential costs of workplace risks to employees EXCEPT
A) liability waivers by employees in exchange for long-term health insurance.
B) internal conflict resolution systems.
C) mandatory arbitration of disputes over safety and risk issues.
D) Employee Practices Liability Insurance.

Accepted Answer

Liability waivers by employees in exchange for long-term health insurance would not actually reduce the potential costs of workplace risks to employees. Instead, it would shift the burden of those potential costs onto the employees themselves, which is not a recommended or ethical approach to risk management. The other options listed (B, C, and D) are all actions that employers can take to reduce potential costs of workplace risks to employees.

Question 5

All of the following industries EXCEPT _____________have serious ergonomic problems for which OSHA has developed guidelines for reducing employee injuries.
A) coal mining.
B) retail grocery stores
C) poultry processors.
D) nursing homes.

Accepted Answer

OSHA has developed ergonomic guidelines for various industries to reduce employee injuries, including retail grocery stores, poultry processors, and nursing homes, but not specifically for coal mining.

Question 6

An American employee of a major U.S.government contractor in Argentina has been kidnapped.She is being held for ransom.This firm has been working in Argentina and other hazardous locations for many years.The ransom will probably be paid by
A) the firm's insurance company.
B) directly by the employer.
C) the U.S. government.
D) no one. It is the policy of the U.S. government that kidnap ransoms not be paid because it encourages terrorists and criminals to continue the practice of kidnapping for ransom.

Accepted Answer

It is likely that the firm's insurance company will pay the ransom as they have been working in hazardous locations for many years and may have insurance policies in place for such situations. Additionally, paying the ransom may be seen as a cost of doing business in high-risk areas.

Question 7

The three major causes of injury in the workplace include all of the following EXCEPT
A) texting.
B) overextending.
C) falling.
D) bodily reaction.

Accepted Answer

Texting is not a major cause of injury in the workplace. The correct options are B, C, and D. Overextending, falling, and bodily reaction are common causes of injuries in the workplace.

Question 8

A computer chip manufacturing company outside of San Francisco is concerned about the impact of an earthquake on its operations and employees.In order to better coordinate disaster and recovery planning activities,the company has created a new HR position,that of
A) compliance officer.
B) security chief.
C) risk management officer.
D) governmental agency liaison.

Accepted Answer

A risk management officer would be responsible for coordinating disaster and recovery planning activities, which would be necessary for the company to prepare for the potential impact of an earthquake on its operations and employees. The other positions listed would likely not have the same level of responsibility or focus on risk management.

Question 9

Indirect costs of accidents in the workplace include all of the following EXCEPT
A) work time lost by the injured employee(s).
B) cost of training substitute for injured employee(s)
C) damage to equipment.
D) compensation costs.

Accepted Answer

Indirect costs of accidents include factors like lost work time, training costs for substitutes, and equipment damage. Compensation costs, however, are considered direct costs because they are straightforward expenses related to the accident, such as medical expenses and indemnity payments.

Question 10

Who provides the funds for workers' compensation?
A) employers through insurance premiums
B) employees through paycheck deductions
C) the federal government through taxes
D) state and local government through taxes

Accepted Answer

Employers are responsible for providing workers' compensation, typically through purchasing insurance coverage, and pay premiums based on the amount of risk associated with different types of work or industries. Employees do not contribute directly, and the government is not responsible for funding workers' compensation programs.

Question 11

The major contributor(s)to the increase in workers' compensation costs is/are
A) the escalation in the number and seriousness of on-the-job accidents.
B) higher medical costs and litigation expenses.
C) injuries to employees while working in foreign locations.
D) employees injured while working at home.

Accepted Answer

While on-the-job accidents have certainly contributed to the increase in workers' compensation costs, higher medical costs and the expense of litigation have been the primary drivers. In many cases, medical costs associated with workplace injuries have risen at a much faster rate than inflation, while litigation expense is often a result of disputes over the extent of an injury or whether an injury was truly work-related. Injuries to employees while working in foreign locations and at home may also contribute to overall costs, but are likely a smaller factor than higher medical and litigation expenses.

Question 12

Arlene works as a teller for a bank.During an armed robbery,Arlene was injured by flying glass.She needed hospitalization for several days.Under workers' compensation,Arlene can expect all of the following EXCEPT
A) payments to replace lost wages.
B) 12 weeks of FMLA leave.
C) payments to cover medical bills.
D) retraining for another position if she has psychological impairment from the episode that makes her unable to work as a teller.

Accepted Answer

Workers' compensation provides payment to replace lost wages, payment to cover medical bills and retraining for another position if necessary. However, the Family and Medical Leave Act (FMLA) provides up to 12 weeks of unpaid leave for qualifying employees, but it is not part of workers' compensation benefits.

Question 13

Morse and Cremona,Inc.,has hired a private investigator to follow an employee who has filed a workers' compensation claim for a disabling back injury.What legitimate reason would Morse and Cremona have to consider the expense of the private investigator cost-beneficial?
A) The company wants to discredit the employee's claim so that it is not vulnerable to OSHA fines for unsafe workplace conditions.
B) False workers' compensation claims increase the company's premiums.
C) The employee may intend to sue the company for negligence.
D) The employer does not want to pay a valid workers' compensation claim.

Accepted Answer

False workers' compensation claims increase the company's premiums, so investigating a claim helps to determine its validity and prevent fraudulent claims. This cost-benefit analysis ensures that the company is not paying higher premiums due to illegitimate claims. Option A may not be a valid reason as the investigation would not necessarily protect the company from OSHA fines. Option C is a hypothetical reason and not a concrete benefit, and Option D is not a legitimate reason for carrying out the investigation.

Question 14

According to the data presented in the textbook,which of the following workers' compensation covered injuries results in the MOST average days away from work?
A) amputation.
B) burns.
C) concussion.
D) carpal tunnel syndrome

Accepted Answer

Carpal tunnel syndrome typically results in the most average days away from work among the options given. This is because the recovery and rehabilitation process for carpal tunnel syndrome can be lengthy, often requiring rest, physical therapy, and sometimes surgery, leading to extended periods away from work.

Question 15

____ refers to a condition in which the physical well-being of people is protected.____ refers to protecting employees and organizational facilities.
A) Wellness, Risk management
B) Health, Security
C) Protection, Prevention
D) Safety, Security

Accepted Answer

The first blank refers to physical well-being, which is best represented by safety. The second blank refers to protecting employees and facilities, which is best represented by security. Therefore, the correct answer is D, safety and security. The other options do not provide an accurate representation of the two concepts.

Question 16

An employee of a U.S.oil company has become extremely ill while working in an isolated area of Africa.He has been treated with the company's emergency medical kit,but has continued to worsen.Top-quality medical assistance is not available locally,and the location is politically unstable and dangerous.In this case,it is most likely that the company will
A) fly in a high-quality physician and medications to treat the employee.
B) be unable to help the employee. This is the reason why jobs in risky locations carry hazard pay.
C) evacuate the employee to a first-world quality medical facility.
D) establish communication with local physicians and direct them in their care of the employee.

Accepted Answer

The best option in this scenario is to evacuate the employee to a first-world quality medical facility. The employee's condition has continued to worsen, and top-quality medical assistance is not available locally. Additionally, the location is politically unstable and dangerous, making it even more crucial to evacuate the employee to a safer, more stable environment for proper medical treatment. Flying in a high-quality physician or establishing communication with local physicians may not be feasible or effective given the remote and unstable nature of the location. It is also important to prioritize the health and safety of the employee, rather than relying on hazard pay as a justification for not providing proper medical assistance.

Question 17

According to the textbook,people who are self-employed are more likely to be killed while working because
A) they are self-supervising and so much more likely to work in an unsafe manner.
B) they often work in dangerous industries such as farming.
C) OSHA does not regulate self-employed workers.
D) most coal miners and oil platform workers are independent contractors and considered self-employed

Accepted Answer

The textbook states that self-employed individuals often work in industries with higher levels of risk and danger, such as farming. Therefore, they are more likely to be killed while working. Option A is not entirely true as many self-employed individuals take their work seriously and follow safety regulations. Option C is incorrect as OSHA regulations still apply to self-employed workers. Option D may not be true for all self-employed individuals, as many work in other fields beyond coal mining or offshore oil platforms.

Question 18

Employers who make accommodations for injured employees through light-duty work may unwittingly
A) increase their workers' compensation premiums due to the increased risk of re-injury.
B) violate FMLA regulations which require leave time rather than accommodation.
C) be held liable for any accidents caused by the injured employee.
D) undercut what really are essential job functions, as defined by the ADA.

Accepted Answer

Offering light-duty work can inadvertently undermine the definition of essential job functions as outlined by the Americans with Disabilities Act (ADA), by suggesting that those functions can be modified or are not essential.

Question 19

What does the ADA require regarding medical-related information?
A) It should be maintained separately from all other confidential files, with restricted access and security provisions.
B) It is be given to the employee. No copies may be made or kept by the employer.
C) It should be used only by the safety committee when deciding what accommodations can be made for the individual employee affected.
D) It should be filed with all other confidential information about the employee, with access restricted to a "need-to-know" basis.

Accepted Answer

The ADA requires that medical-related information be maintained separately from all other confidential files, with restricted access and security provisions. This is to ensure the privacy and confidentiality of the employee's medical information.

Question 20

The main purpose of effective ____ programs in organizations is to prevent work-related injuries and accidents.
A) safety
B) job restructuring
C) human engineering
D) security

Accepted Answer

Safety programs focus on identifying and eliminating hazards in the workplace, providing training to employees on safe work practices, and implementing systems and procedures to prevent injuries and accidents. Job restructuring and human engineering programs may also contribute to workplace safety, but their primary objectives are related to improving efficiency and productivity. Security programs are more focused on preventing theft and protecting the organization from external threats.

Quiz 14: Risk Management and Worker Protection

Common recommendations for U.S.companies with facilities in countries vulnerable to terrorism include all the following EXCEPT

Which of the following jobs/occupations could a person over 16 and under 18 legally perform according to the FLSA?

____ was passed to "assure as far as possible every working man or woman in the Nation safe and healthful working conditions and to preserve our human resources."

All of the following are actions undertaken by employers to reduce the potential costs of workplace risks to employees EXCEPT

All of the following industries EXCEPT _____________have serious ergonomic problems for which OSHA has developed guidelines for reducing employee injuries.

An American employee of a major U.S.government contractor in Argentina has been kidnapped.She is being held for ransom.This firm has been working in Argentina and other hazardous locations for many years.The ransom will probably be paid by

The three major causes of injury in the workplace include all of the following EXCEPT

A computer chip manufacturing company outside of San Francisco is concerned about the impact of an earthquake on its operations and employees.In order to better coordinate disaster and recovery planning activities,the company has created a new HR position,that of

Indirect costs of accidents in the workplace include all of the following EXCEPT

Who provides the funds for workers' compensation?

The major contributor(s) to the increase in workers' compensation costs is/are

Arlene works as a teller for a bank.During an armed robbery,Arlene was injured by flying glass.She needed hospitalization for several days.Under workers' compensation,Arlene can expect all of the following EXCEPT

Morse and Cremona,Inc.,has hired a private investigator to follow an employee who has filed a workers' compensation claim for a disabling back injury.What legitimate reason would Morse and Cremona have to consider the expense of the private investigator cost-beneficial?

According to the data presented in the textbook,which of the following workers' compensation covered injuries results in the MOST average days away from work?

refers to a condition in which the physical well-being of people is protected. refers to protecting employees and organizational facilities.

According to the textbook,people who are self-employed are more likely to be killed while working because

Employers who make accommodations for injured employees through light-duty work may unwittingly

What does the ADA require regarding medical-related information?

The main purpose of effective ____ programs in organizations is to prevent work-related injuries and accidents.