Question 1

A Trojan horse appears to be benign, but then does something other than expected.

Accepted Answer

This is a characteristic of a Trojan horse, which is a type of malware that is disguised as a legitimate program but actually performs malicious actions on the victim's computer or network.

Question 2

Drive-by downloads are now the most common method of infecting computers.

Accepted Answer

According to a report from the security company Symantec, drive-by downloads have surpassed email as the most common method of infecting computers.

Question 3

TLS does not guarantee server-side authentication.

Accepted Answer

TLS provides server-side authentication by verifying the identity of the server using digital certificates.

Question 4

The use of a digital signature helps to ensure integrity, authenticity, and nonrepudiation.

Accepted Answer

Digital signatures provide a way to verify that a message or document has not been altered in transit, that it was indeed sent by the claimed sender, and that the sender cannot falsely deny having sent the message.

Question 5

Insiders present a greater security threat to e-commerce sites than outsiders.

Accepted Answer

Insiders, such as employees or contractors, have access to sensitive information and systems within the e-commerce site, making them a higher security threat compared to outsiders who do not have such access. Insider threats can include intentional actions such as data theft or sabotage, or unintentional actions such as accidental data leaks or system misconfigurations.

Question 6

According to the Computer Security Institute's 2011 Computer Crime and Security Survey, which of the following was the most commonly reported type of attack?
A) malware infection
B) laptop theft
C) Web site defacement
D) insider abuse

Accepted Answer

The Computer Security Institute's 2011 Computer Crime and Security Survey found that malware infection was the most commonly reported type of attack, accounting for 50% of all reported incidents. This suggests that organizations need to prioritize measures to prevent and detect malware infections to better protect their systems and data.

Question 7

The Computer Security Institute reported in its 2011 survey that approximately ________ percent of responding organizations experienced a computer security incident within the previous 12 months.
A) 25
B) 45
C) 75
D) 95

Accepted Answer

The Computer Security Institute reported in its 2011 survey that approximately 45 percent of responding organizations experienced a computer security incident within the previous 12 months.

Question 8

Digital cash is legal tender that is instantly convertible into other forms of value without the intermediation of any third parties.

Accepted Answer

While digital cash can be used as a form of payment, it may still need to be exchanged or converted into other currencies or values through third parties such as exchanges or payment processors. Additionally, the legality of digital cash varies by country and jurisdiction.

Question 9

A worm does not need to be activated by a user in order for it to replicate itself.

Accepted Answer

Unlike viruses, worms have the ability to self-replicate and spread without any interaction from a user.

Question 10

The overall rate of online credit card fraud is ________ percent of all online card transactions.
A) less than 1
B) around 1
C) around 5
D) around 10

Accepted Answer

According to recent studies, the overall rate of online credit card fraud is less than 1% of all online card transactions.

Question 11

All of the following are factors in contributing to the increase in cybercrime except:
A) the ability to remotely access the Internet.
B) the Internet's similarity to telephone networks.
C) the ability to anonymously access the Internet.
D) the Internet is an open, vulnerable design.

Accepted Answer

The Internet's similarity to telephone networks is not a factor in contributing to the increase in cybercrime. The other choices (A, C, and D) are all factors that contribute to the increase in cybercrime.

Question 12

In order to accept payments by credit card, online merchants typically must have a merchant account established with a bank or financial institution.

Accepted Answer

Online merchants need a merchant account to accept credit card payments.

Question 13

Phishing attacks rely on browser parasites.

Accepted Answer

Phishing attacks typically rely on techniques such as social engineering, email spoofing, and fake websites to trick users into divulging sensitive information. While browser parasites may be used to facilitate phishing attacks, they are not essential to the process.

Question 14

The six key dimensions to e-commerce security are nonrepudiation, authenticity, availability, integrity, privacy, and:
A) confidentiality.
B) usability.
C) functionality.
D) viability.

Accepted Answer

The six key dimensions to e-commerce security are nonrepudiation, authenticity, availability, integrity, privacy, and confidentiality. Therefore, the best choice is A which completes the list of key dimensions.

Question 15

PayPal requires the recipient of a payment to have a PayPal account to receive funds.

Accepted Answer

This is true. In order to receive payment through PayPal, the recipient must have a PayPal account.

Question 16

Smishing attacks exploit SMS messages.

Accepted Answer

Smishing attacks, also known as SMS phishing, use text messages to trick victims into clicking on malicious links or providing sensitive information.

Question 17

The easiest and least expensive way to prevent threats to system integrity is to install anti-virus software.

Accepted Answer

Installing anti-virus software can help prevent threats to system integrity by detecting and removing viruses, malware, and other malicious software from the system. It is generally an easy and cost-effective measure to improve system security. However, it is not sufficient on its own and should be supplemented with other security measures like firewalls, frequent software updates, and user education.

Question 18

Credit cards are the dominant form of online payment throughout the world.

Accepted Answer

The answer of Credit cards are the dominant form of...

Question 19

Typically, the more security measures added to a Web site, the slower and more difficult it becomes to use.

Accepted Answer

This is generally true because extra security measures often require additional steps for authentication or verification, and may also limit access to certain features or functions. These added steps and restrictions can slow down the user experience and make it more difficult to navigate the site. However, it is possible for some security measures to be implemented in a way that does not significantly impact usability.

Question 20

The United States federal government has historically not been in favor of the development and export of strong encryption systems.

Accepted Answer

This is true. The US government has often expressed concerns about strong encryption being used by criminals and terrorists to hide their activities, and has some history of attempting to regulate or limit the development and export of such technology.

Quiz 5: E-Commerce Security and Payment Systems