Which of the following is $\underline{\text{not}}$ covered by the Fair Debt Collections Practices Act?
A)an attorney collecting for a client
B)a collection agency with one exclusive client
C)a hospital using its collection department to collect fees from patients
D)an attorney collecting on a contingent fee basis
E)All of the above are covered under the FDCPA.

Question

Quizplus · Accepted Answer

The Fair Debt Collections Practices Act (FDCPA) applies to debt collectors, which includes third-party debt collectors and attorneys who regularly engage in debt collection. However, it does not cover creditors (such as hospitals) who collect their own debts using their own collection departments. Therefore, Choice C is not covered by the FDCPA, while the other options are covered.

Which of the Following Is not‾\underline{\text{not}}not​ Covered by the Fair Debt Collections Practices Act? A)an Attorney

Which of the Following Is $\underline{\text{not}}$ Covered by the Fair Debt Collections Practices Act?
A)an Attorney