Who is covered under the Fair Debt Collections Practices Act?
A)an attorney collecting a debt for himself
B)Macy's collecting a debt through its own collection subsidiary
C)a hospital collecting a debt from a patient
D)None of the above is covered under the FDCPA.

Question

Quizplus · Accepted Answer

The Fair Debt Collections Practices Act (FDCPA) applies to third-party debt collectors, not to creditors collecting their own debts. This means that attorneys collecting debts for themselves, stores like Macy's collecting through their own subsidiaries, and hospitals collecting their own debts do not fall under the FDCPA's purview.

Who Is Covered Under the Fair Debt Collections Practices Act