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Personal Finance Study Set 15

Business

Quiz 11 :

Health,disability,and Long-Term Care Insurance

Quiz 11 :

Health,disability,and Long-Term Care Insurance

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Physician expense insurance helps pay for physician's care that does not involve surgery.
Free
True False
Answer:

Answer:

True

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Surgical expense insurance pays part or the full amount of the surgeon's fees for an operation.
Free
True False
Answer:

Answer:

True

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Basic health insurance coverage includes hospital expense insurance,surgical expense insurance,and physician expense insurance.
Free
True False
Answer:

Answer:

True

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A good health insurance plan should offer basic coverage for hospital and doctor bills.
True False
Answer:
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More people have hospital insurance than any other kind of health insurance.
True False
Answer:
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Affordable health care has become one of the most important social issues of our time.
True False
Answer:
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The prescription to stay healthy includes getting sufficient rest,relaxation,and exercise.
True False
Answer:
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Very few group health insurance policies have a coordination of benefits provision.
True False
Answer:
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People often buy surgical expense insurance in combination with hospital expense insurance and physician expense insurance.
True False
Answer:
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A deductible provision requires the policyholder to pay a basic amount before the policy benefits begin.
True False
Answer:
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One reason for the high and rising costs of health care is the use of sophisticated and expensive technologies.
True False
Answer:
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One way to reduce your own medical costs is to stay well.
True False
Answer:
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The United States has the lowest per capita medical expenditures of any industrialized country in the world.
True False
Answer:
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Individual health insurance covers either one person or a family.
True False
Answer:
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Physician expense insurance coverage excludes visits to the doctor's office,x-rays,and lab tests.
True False
Answer:
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Hospital expense insurance pays part or the full amount of hospital bills for room,board,and other charges.
True False
Answer:
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A good health insurance plan should impose no unreasonable exclusions.
True False
Answer:
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Group health insurance will cover you,but not your immediate family.
True False
Answer:
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A recent study by Americans for Long-Term Care Security found that one out of five Americans over age 30 is at risk of needing some form of long-term care within the next 12 months.
True False
Answer:
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Health club membership is a form of protection to alleviate the financial burdens individuals suffer from illness or injury.
True False
Answer:
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