What is the difference between Collision and Other Than Collision coverages? Why does the PAP list certain perils in Other Than Collision when they can be caused by collision? What happens if the cause of loss is not listed?

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The Answer of What is the difference between Collision and Other Than Collision coverages? Why does the PAP list certain perils in Other Than Collision when they can be caused by collision? What happens if the cause of loss is not listed?

What Is the Difference Between Collision and Other Than Collision