You collide with another vehicle and the accident is your fault.You may collect for damages to your vehicle,less the deductible,from your insurance company under Coverage D,COLLISION,if a premium for COLLISION has been paid.

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If you have collision coverage, you can file a claim with your insurance company to receive compensation for the damages to your vehicle, minus any deductible that applies. However, if the accident was not your fault, you may be able to recover damages from the other driver's insurance company instead.

You Collide with Another Vehicle and the Accident Is Your