If you rent a car while on vacation, you have coverage for any collision damage to the rental car under your own PAP, assuming you have purchased such coverage on your owned automobiles.

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Many Personal Auto Policies (PAPs) provide coverage for collision damage to rental cars if you have purchased collision coverage on your owned automobiles. However, it is important to check with your insurance provider to confirm that this coverage extends to rental cars, as policies may vary. Additionally, there may be limitations or exclusions to coverage, such as the type or value of the rental car or the location of the rental.

If You Rent a Car While on Vacation, You Have