Your Work Force Is Diverse in Terms of Their Needs

Your work force is diverse in terms of their needs for benefits. Jim is married with two children and his wife is at home full time. Janet is single and supports her widowed mother. Bob is married and his wife has a high-paying job. You decide that you want to devise a benefits program which is tailored to their individual needs.
-What sort of plan would provide pre-designed packages of benefits, put together to meet the needs of a specific group of employees?

A) flexible spending
B) core-plus
C) cafeteria
D) modular
E) customized