Which of the following is designed to encourage preventive health care in order to reduce overall costs?
A) Traditional health insurance
B) Preferred provider organization
C) Patient's Bill of Rights
D) Health maintenance organization

Question

Quizplus · Accepted Answer

Health maintenance organizations (HMOs) are designed to encourage preventive health care by providing a comprehensive set of medical services for a fixed fee. HMOs typically require members to choose a primary care physician who acts as the gatekeeper for all medical services. The primary care physician is responsible for coordinating all medical care, including referrals to specialists, diagnostic tests, and hospitalizations. By emphasizing preventive care and managing medical costs, HMOs aim to lower overall healthcare costs and promote better health outcomes for their members.

Which of the Following Is Designed to Encourage Preventive Health