An HMO-based health plan:
A) provides comprehensive coverage for a flat annual fee.
B) provides maximum flexibility to the employee.
C) covers 80% of doctor and 100% of hospital bills.
D) does not cover preventive care services.

Question

Quizplus · Accepted Answer

An HMO-based health plan typically provides comprehensive coverage for a fixed annual fee, which may be lower than other types of health plans. HMOs require members to choose a primary care physician who coordinates their care and refers them to specialists within the HMO network. HMOs usually prioritize preventive care services, such as regular check-ups and screenings, to maintain the health of their members and avoid more expensive medical costs.

An HMO-Based Health Plan