Which of the Following Is True of the Consolidated Omnibus

Which of the following is true of the Consolidated Omnibus Budget Reconciliation Act (COBRA) ?

A) It requires employers to extend health insurance coverage for 36 months after termination due to gross misconduct.
B) It requires employees to reduce the hours that lead to a gain of health insurance.
C) The beneficiaries of employees who still have their health insurance have access to the same services.
D) The beneficiaries of employees get free coverage even if the employees have lost access to their health insurance.
E) The beneficiaries receive the advantage of purchasing coverage at the individual rate.