The outlines who may access a user's credit information, how users can find out what is in their file, how to dispute inaccurate data, and how long data is retained.
A) Gramm-Leach-Bliley Act
B) Fair Credit Reporting Act
C) Credit CARD Act
D) Federal Credit Union Act

Question

Quizplus · Accepted Answer

The Fair Credit Reporting Act (FCRA) outlines who can access a user's credit information, including credit reporting agencies, creditors, insurers, and employers with permission from the user. The FCRA also gives users the right to request and obtain a copy of their credit report for free once a year, and to dispute and correct inaccurate information. The Act also requires credit reporting agencies to retain certain information for varying lengths of time.

The Outlines Who May Access a User's Credit Information, How