Which type of insurance most directly affects employees?
A)workers' compensation
B)property damage
C)public liability
D)directors' liability

Question

Quizplus · Accepted Answer

Workers' compensation insurance is designed to provide benefits to employees who are injured on the job or become ill due to their work. This insurance directly affects employees by providing them with benefits if they become injured or ill as a result of their employment.

The other types of insurance listed do not have as direct of an impact on employees. Property damage insurance covers damage to property, but does not affect employees directly. Public liability insurance covers damages to third parties, such as customers or vendors, but again does not directly affect employees. Directors' liability insurance covers the personal liability of company directors, which is not related to the well-being or benefits of employees.

Which Type of Insurance Most Directly Affects Employees