Variables important to credit scoring models include
A) age of company in years.
B) negative public records.
C) facility ownership.
D) All of the options are true.

Question

Quizplus · Accepted Answer

Credit scoring models consider a variety of factors to assess the creditworthiness of a borrower. This includes the age of the company, as older companies may be seen as more stable; negative public records, such as bankruptcies or liens, which can indicate financial distress; and facility ownership, which can be an indicator of the company's assets and financial stability. Therefore, all of the options listed are indeed factors that can be important to credit scoring models.

Variables Important to Credit Scoring Models Include