An example of unnecessary spending in health care due to moral hazard is (are):
A) out-patient surgery centers.
B) nuclear particle accelerators.
C) obstetric services.
D) emergency rooms.

Question

Quizplus · Accepted Answer

Obstetric services can be an example of unnecessary spending due to moral hazard because when patients have insurance that covers the full cost of childbirth, they may be more likely to choose expensive interventions and procedures that are not medically necessary. This can drive up costs for both the individual and the overall healthcare system. Out-patient surgery centers and emergency rooms may be necessary for certain medical needs, and nuclear particle accelerators are not typically used for everyday healthcare.

An Example of Unnecessary Spending in Health Care Due to Moral