Elton presents an uncertified check for payment more than six months after its date. The check was drawn by Dakota on her account in First Community Bank. The usual banking practice in such a case is to
A) cash the check.
B) consult the customer.
C) refuse to cash the check.
D) ask the payee what he or she would prefer.

Question

Quizplus · Accepted Answer

The usual banking practice for a check presented more than six months after its date is to consult the customer (the drawer) before cashing it, as it is considered a "stale" check.

Elton Presents an Uncertified Check for Payment More Than Six