The choice of a credit card is a matter of personal credit card philosophy.If you are a credit user,the most important decision factor is the card's
A)length of grace period.
B)annual fee.
C)APR on the unpaid balance.
D)minimum payment.
E)late payment fee.

Question

Quizplus · Accepted Answer

The APR (Annual Percentage Rate) on the unpaid balance is the most crucial factor for credit users because it determines the interest cost of carrying a balance on the card, directly affecting how much the user will pay in interest on any unpaid portion of their credit card balance.

The Choice of a Credit Card Is a Matter of Personal