The present value of the future sum of money is inversely related to both the number of years until payment is received and the opportunity rate.

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This statement is true according to the time value of money principle. As the number of years until payment increases, the present value decreases because the value of money decreases over time due to inflation and other factors. Similarly, as the opportunity rate (also known as discount rate) increases, the present value decreases because the future sum of money is considered less valuable in today's dollars.

The Present Value of the Future Sum of Money Is