You Shop Around for the Best Interest Rate and Have

You shop around for the best interest rate and have narrowed your choices to the following:
Bank I: j₁ = 12%
Bank II: j₄ = 11.55%
Bank III: j₁₂ = 11.30%
You wish to have $S in 3 years.What is the present value of S? Put the banks in order,from lowest to highest present value of S.

A) I < II < III
B) III < II < I
C) II < I < III
D) III < I < II