A person need not be occupying an automobile when the accidental injury occurs to be eligible for benefits from a PAP.

Question

Quizplus · Accepted Answer

Personal automobile insurance policies (PAPs) typically provide coverage for both occupants of the insured vehicle and third parties who are injured in accidents involving the insured vehicle, regardless of whether they were actually riding in the car at the time of the accident or not. This is because the coverage is tied to the vehicle itself rather than any specific individual or group of individuals.

A Person Need Not Be Occupying an Automobile When the Accidental