In analyzing an applicant's creditworthiness, a credit manager typically gives primary attention to two of the five C's of credit-collateral and condition-since they represent the most basic requirements for extending credit to an applicant.

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The two primary C's of credit that a credit manager typically gives primary attention to are character and capacity, not collateral and condition. Collateral and condition may be considered as well, but they are not the most basic requirements for extending credit.

In Analyzing an Applicant's Creditworthiness, a Credit Manager Typically Gives