The most important element affecting your credit score is your payment history.

Name: The most important element affecting your credit score is your payment history.
Brand: Quizplus
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Quizplus · Accepted Answer

Payment history makes up the largest component of your credit score, accounting for approximately 35% of your total score. It reflects how reliably you have made payments on your debts in the past, including both on-time and missed payments.

The Most Important Element Affecting Your Credit Score Is Your