One major difference between a debit card and a credit card is:
A)Only the debit card helps you to build a credit history
B)The debit card has lower minimum monthly payments
C)You do not need to actually have the funds in your account when you use a debit card
D)Debit cards have no late fees

Question

Quizplus · Accepted Answer

Debit cards do not have late fees because they withdraw funds directly from your bank account, unlike credit cards which require monthly payments and can incur late fees if not paid on time.

One Major Difference Between a Debit Card and a Credit