The defining characteristic of an HMO is:
A)the emphasis on acute medical treatment.
B)that medical treatment is provided for a fixed annual fee.
C)that patients have the freedom to see nonmember physicians.
D)that medical treatment is provided on a fee-for-service basis.

Question

Quizplus · Accepted Answer

The defining characteristic of an HMO (Health Maintenance Organization) is that medical treatment is provided for a fixed annual fee, often referred to as a premium. This differs from fee-for-service models where patients pay for each individual service received. HMOs typically require members to select a primary care physician who serves as a gatekeeper for all medical services and referrals to specialists. This model emphasizes preventative care and coordination of healthcare services.

The Defining Characteristic of an HMO Is