Investigative consumer reports detailing a consumer's character, general reputation, and mode of living are:
A) allowed under the FCRA without restriction should the consumer apply for credit, insurance, or a job.
B) allowed under the FCRA with three days' advance notice to the consumer should the consumer apply for credit, insurance, or a job.
C) allowed under the FCRA with five days' advance notice to the consumer should the consumer apply for credit, insurance, or a job.
D) expressly prohibited under the FCRA because these are not credit-related issues.
E) expressly prohibited under the FCRA because it violates the right to privacy of the consumer.

Question

Quizplus · Accepted Answer

The FCRA contains a provision on investigative consumer reports. No one may obtain such a report unless at least three days' advance notice is given the consumer that such a report will be sought.

Investigative Consumer Reports Detailing a Consumer's Character, General Reputation, and Mode