The Uniform Commercial Code requires a bank to certify a check if the customer has sufficient funds in his or her account.

Name: The Uniform Commercial Code requires a bank to certify a check if the customer has sufficient funds in his or her account.
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According to Uniform Commercial Code Section 3-409(d),banks are not required to certify checks.If a bank refuses to certify a check,the check is not considered dishonored; it merely lacks the extra protection of certification.

The Uniform Commercial Code Requires a Bank to Certify a Check