An earnings test as it relates to Social Security implies
A)benefits are reduced by some predetermined amount for those who have not reached normal retirement age.
B)the amount of money earned during the working life of an individual determines the amount of benefits received.
C)family earnings determine the amount of benefits received.
D)all of the above.

Question

Quizplus · Accepted Answer

An earnings test in Social Security refers to a reduction of benefits for individuals who have not reached the normal retirement age and continue to work and earn income. The reduction is based on a predetermined formula set by the Social Security Administration. Therefore, choice A is the correct answer as it relates directly to an earnings test for Social Security benefits. Choices B and C are not accurate descriptions of an earnings test.

An Earnings Test as It Relates to Social Security Implies