Mike Cook has been receiving calls at work every two hours from a collection company that is trying to collect a past due loan from him.He believes this is harassment and that the collections company is not allowed to do this.Which consumer protection law provides protection from this type of harassment?
A)(A)Fair Credit Reporting Act
B)Fair Credit Billing Act
C)Equal Credit Opportunity Act
D)Fair Debt Collection Practices Act
E)Truth in Lending Act

Question

Quizplus · Accepted Answer

The Fair Debt Collection Practices Act is a consumer protection law that prohibits debt collectors from engaging in abusive, harassing, and deceptive practices when attempting to collect a debt. This includes limitations on the frequency of calls and the times during which a debt collector can call. Mike Cook's situation falls under the FDCPA's protections against harassment.

Mike Cook Has Been Receiving Calls at Work Every Two