A security interest is not legally enforceable against a debtor until it is attached to a particular item or items of the debtor's property.

Question

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According to Article 9 of the Uniform Commercial Code, a security interest must be attached to a specific collateral (i.e., property of the debtor) in order to be enforceable. Until attachment occurs, the security interest is not valid or binding on the debtor or third parties.

A Security Interest Is Not Legally Enforceable Against a Debtor