Tomas writes a check for $1,000 drawn on Unified Bank and presents it to Viola. Viola presents the check for payment to Unified Bank, which dishonors it. The party most likely liable to Viola is
A) Tomas in a civil suit.
B) Tomas in a criminal prosecution.
C) Unity Bank in a civil suit.
D) none of the choices.

Question

Tomas writes a check for $1,000 drawn on Unified Bank and presents it to Viola. Viola presents the check for payment to Unified Bank, which dishonors it. The party most likely liable to Viola is​
A) ​Tomas in a civil suit.
B) ​Tomas in a criminal prosecution.
C) ​Unity Bank in a civil suit.
D) ​none of the choices.

Quizplus · Accepted Answer

Tomas is liable to Viola in a civil suit because he is the one who wrote and presented the check to her. Unified Bank may also have some liability in failing to honor the check, but Viola's immediate recourse is against Tomas. There is no indication of any criminal wrongdoing by Tomas in this scenario.

Tomas Writes a Check for $1,000 Drawn on Unified Bank