A negotiable instrument must be in writing in order to be considered valid.

Question

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According to the Uniform Commercial Code (UCC), a negotiable instrument, such as a check or promissory note, must be in writing to be legally enforceable. This is because a written instrument provides proof of the terms and conditions of the agreement between the parties involved. Electronic documents may also be considered valid under certain circumstances, but still must be in writing.

A Negotiable Instrument Must Be in Writing in Order to Be