The reason for a coordination of benefits statement in a health insurance policy is
A) to prevent duplication or overlapping of payments for the same medical expense.
B) to ensure adequate payment to the insured who holds more than one policy.
C) to ensure payment to the physician.
D) to make the insurance companies responsible for full payment of claims.

Question

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The coordination of benefits statement in a health insurance policy is necessary to avoid duplication or overlap in payments for the same medical expense. This ensures that the insurance companies responsible for full payment of claims and prevent overpayment.

The Reason for a Coordination of Benefits Statement in a Health