Solve the Problem $\$ 5310$ Credit Card Debt, and You Plan to Pay It Off

Solve the problem.
-You have a $\$ 5310$ credit card debt, and you plan to pay it off through monthly payments of $\$ 80$ . If you are being charged $14 \%$ interest per year, how long (to the nearest tenth of a year) will it take you to repay your debt?

A) 10.7 years
B) 12.8 years
C) 8.6 years
D) 6.4 years