Match the Descriptions with Their Terms

Match the descriptions with their terms:
-A/An _________________ is a statement saying that before the insurer is liable, a certain fact, condition, or circumstance affecting the risk must exist.
A) aleatory contract
B) Concealment
C) contract
D) Estoppel
E) express
F) insurable interest
G) insurance
H) large-loss principle
I) reasonable expectations
J) representation
K) requisites of insurable risk
L) subrogation
M) utmost good faith
N) waiver
O) warranty