Uninsured motorist coverage is not recommended because it is expensive and state laws require all drivers to carry liability insurance.

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Uninsured motorist coverage is actually recommended because it provides protection in case you are hit by a driver who does not have insurance. Some states may not require liability insurance, and even in states that do, not all drivers may comply with the law. Therefore, uninsured motorist coverage can be beneficial for situations where the other driver is at fault but cannot cover the damages.

Uninsured Motorist Coverage Is Not Recommended Because It Is Expensive