________ discourage low-risk individuals from seeking health insurance.
A) Low premiums
B) High premiums
C) High costs of medical treatment
D) Low interest rates

Question

Quizplus · Accepted Answer

High premiums discourage low-risk individuals from seeking health insurance because they may feel that the cost outweighs the benefits. Conversely, low premiums may attract these individuals, as they may see it as a low-cost way to protect against unexpected medical expenses. High costs of medical treatment and low interest rates do not have a direct impact on whether low-risk individuals choose to seek health insurance.

________ Discourage Low-Risk Individuals from Seeking Health Insurance