Employers that offer health plans to employees without using an insurance carrier are
A) self-funded (insured) health plans.
B) third-party payers.
C) independent contractors.
D) third-party administrators.

Question

Quizplus · Accepted Answer

Self-funded (insured) health plans are those in which the employer assumes the direct risk for payment of the claims for benefits. In these plans, the employer operates its own health plan rather than purchasing a health insurance policy from an insurance carrier.

Employers That Offer Health Plans to Employees Without Using an Insurance