All of the following are examples of risky mortgages that became more common in the 2000s EXCEPT
A) alt-A mortgages.
B) adjustable-rate mortgages with low rates for a few years and then higher rates in later years.
C) mortgages requiring down payments of at least 20%.
D) subprime mortgages.

Question

Quizplus · Accepted Answer

Mortgages requiring down payments of at least 20% are not considered risky mortgages. In fact, they are considered to be safer as they require borrowers to have more equity in their homes and are less likely to default on their loans. The other options given (alt-A mortgages, adjustable-rate mortgages, and subprime mortgages) all involve higher levels of risk for lenders and borrowers.

All of the Following Are Examples of Risky Mortgages That