Punctuation goes inside quotation marks if the whole sentence is quoted but outside the quotation marks if only the last part of the sentence is a quote.

Question

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Punctuation should be placed inside of the quotation marks in most cases, for example: It became clear to me that "money doesn't grow on trees." The punctuation goes outside of quotation marks only in specific situations, as when the sentence is a question but the quotation is not a question: Why are people always telling me to "take it easy"?

Punctuation Goes Inside Quotation Marks If the Whole Sentence Is