In an Effort to Minimize the Cost of Conventional Property/casualty

In an effort to minimize the cost of conventional property/casualty insurance, Epic Electronics decided to manage their risk by self-insuring. The most likely way Epic would try to do this would be to

A) cover small and medium-sized losses itself, and carry conventional insurance only for catastrophic losses.
B) carry insurance for the small, routine losses and pay for any highly unusual major losses with its own funds.
C) buy an insurance policy that covers all risks.
D) establish a well-monitored loss-prevention program.