Defenses of the insurer include:
A) misrepresentation.
B) judgment pro rata.
C) concealment.
D) Both misrepresentation and concealment.
E) Both judgment pro rata. and concealment.

Question

Defenses of the insurer include:
A) misrepresentation.
B) judgment pro rata.
C) concealment.
D) Both misrepresentation  and concealment.
E) Both judgment  pro rata.  and concealment.

Quizplus · Accepted Answer

Misrepresentation and concealment are both valid defenses an insurer can use. Misrepresentation occurs when the insured provides false information, while concealment involves the failure to disclose relevant information.

Defenses of the Insurer Include