During the 2008 recession, the pattern of home foreclosures in the United States included which of the following?
A) Foreclosures occurred at the same rate in all neighborhoods.
B) Middle-class neighborhoods were able to avoid foreclosures.
C) Foreclosure rates for African Americans were nearly twice those for Whites.
D) Wealthy Americans had foreclosure rates surpassing the middle class.

Question

Quizplus · Accepted Answer

Studies have shown that African Americans were much more likely to experience foreclosures during the 2008 recession, with rates nearly twice as high as for Whites. Factors such as discriminatory lending practices and targeted marketing of subprime loans to African American communities may have contributed to this disparity.

During the 2008 Recession, the Pattern of Home Foreclosures in the United