Mary financed her 72" high-definition TV with a bank, but is now delinquent on her payments. The bank holds a security interest in the TV. In most states, when Mary is not at home and without her knowledge, bank personnel may enter Mary's home to repossess the TV.

Question

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In most states, repossession must be done without breaching the peace, which typically means that entering a home without the owner's knowledge or consent is not allowed.

Mary Financed Her 72" High-Definition TV with a Bank, but Is