A customer's negligence cannot shift the loss when payment is made on a check with an altered amount.

Question

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Under the Uniform Commercial Code (UCC), if a customer's negligence substantially contributes to the alteration of a check (e.g., leaving blank spaces on checks, not using secure check stock, etc.), the customer may bear the loss or share in the loss with the bank, depending on the circumstances and the degree of negligence.

A Customer's Negligence Cannot Shift the Loss When Payment Is